Articles

There has been a serious breach of the privacy of 52,000 Canadians who have investment accounts with 32 investment dealers by the organization responsible for ensuring dealers safeguard your privacy. In mid-April the Investment Industry Regulatory Organization of Canada (IIROC) announced that a portable device containing personal information about 52,000 Canadians was lost in late … Be proactive at protecting your personal information

Clamping down on tax cheats around the world might be the next round involving international co-operation. The reason is simple; most governments are underfunded and desperately need additional revenue. Historically governments have worked closely when their national interests are best served. This has happened in a concerted effort to fight the distribution of illegal drugs, … Illegal tax sheltering affects all Canadians

Today we’ll continue the discussion about investment risk. Our last column considered risk assessment surveys as one tool that can be used to assess the appropriate amount of risk that an investor should assume. We cautioned you that many risk assessment surveys might be misleading and recommended you consider several aspects of the risk. Also … Assessing investment risk – what tools to use

Are risk assessment surveys useful or just a sales tool to motivate investors to complete a trade? Does the financial consumer benefit from these surveys or do they just provide a false sense of security? A Risk Assessment Survey asks questions that are meant to reveal how much investment risk a client should take. The … Assessing your investment risk

Today’s column is about an imaginary Oakville couple in their 50s who want to start planning for retirement. Now that the children are off to university it is time to focus on their golden years. They interview three investment advisors who outline their investment strategy. The investment return projections range from low, medium to high; … Risk adjusted return

Our recommendation is to drastically change your losing investment approach. There is strong evidence that the time for change is now. Currently, most investors actively manage their investment portfolios. Some pick specific stocks and attempt to time the market with buy and sell decisions that they hope will produce superior investment returns. Others delegate this … Active investment management does not work