Articles

Our recommendation is to drastically change your losing investment approach. There is strong evidence that the time for change is now. Currently, most investors actively manage their investment portfolios. Some pick specific stocks and attempt to time the market with buy and sell decisions that they hope will produce superior investment returns. Others delegate this … Active investment management does not work

Managing your wealth is challenging where your success will influence your ability to achieve your long-term objectives. Today’s column will review the critical foundation to being a successful manager of your family assets. Investing is all about risk. You take one type of risk in order to avoid other risks. There is a delicate tradeoff … Be successful at managing your family assets

It is time to sound the alarm again on potential real estate price declines. We wrote about this several times last year. There continues to be news about the risk that the real estate bubble might be coming to an end. Many people incorrectly think real estate is special and prices can only increase. In … Real Estate Price Declines

The manner in which investment advisers are paid is one of the weaknesses of the financial services industry. There is much wrong with the current remuneration system and it is reasonable to expect some changes. This month a University of Toronto professor shed some light on the structural problem of adviser compensation and added fuel … Research shows another reason for fee transparency

You don’t like your investment advisor and you are not sure what to do about it. This is a topic that resurfaces in the investment business fairly often. Our suggestion is to focus on the aspects of the relationship with your investment advisor that they can control. The value of helping you with financial planning … Change the relationship with your advisor

This summer enroll your children or grandchildren in a home learning summer school program about finances and you assume the teacher’s role. For years parents have suggested schools should do more to educate the next generation about personal finances. You do not need to wait for this to happen. From a learning perspective, it does … Summer school: teach your children about finances