Articles

Apple Pay has made a significant step towards becoming your bank. This is just the beginning. The largest Canadian banks have negotiated an arrangement with Apple that allows Apple Pay to participate in retail purchases of $100 or less. Customers will need a recent iPhone or Apple Watch to participate. They can store their credit … Will Apple be your future bank?

  Achieving long-term investing success requires managing your reaction to short-term failures. Most investors consider a failure as a period of time when their investments do not perform as hoped. Human overreaction to disappointment with investment lows often results in selling an investment and not being able to participate in its recovery. Every time we … Investing requires discipline and managing reactions

Individual investors deserve higher standards from the financial planners who serve them. Last week the process towards possible reform continued with a public hearing. My observation is that financial planning services offered by qualified professionals has improved over the last several decades. However, there is more room for improvement. Hopefully that will happen soon. An … Protecting Investors

Evidence-based decisions are becoming more prevalent in all walks of life. Instead of subjective, ‘expert-based opinions’, evidence-based decision making objectively analyzes the best data available to make empirically supported decisions. One reason for this shift is the rapidly growing amount of knowledge humans have, due in part to the amount of research being conducted. There … Investment decisions should be evidence-based

Successful investing is based on trust. Most investors define investment success as achieving their financial objectives. Were you able to assist your children with the cost of a post-secondary education or retire with your desired lifestyle? Set a financial goal that allows you to accomplish an important objective. There are two critical elements There are … Trust is a critical element to successful investing

Warren Buffett appears to think investment advisers do more harm than good. The sad reality is that in most cases he is correct. The “Oracle of Omaha” went on a verbal rampage at the recently held Brookshire Hathaway annual meeting. His target: hedge fund managers and investment advisers. This is not a new opinion for … Buffett: High fees for actively managed funds ‘eat up capital like crazy’