Articles

Is real estate a ticking time bomb? Is your house overvalued? The only people who are not afraid of the rapidly escalating house prices in Canada are those who own them and those who line up to pay record-breaking prices. The Canadian dream of homeownership is alive and well. However, many organizations or government bodies … The housing market: home sweet home or house of cards?

Individual investor’s track record is often poor or very poor. This fact is not new, and now we have additional information confirming that the long history of underperformance continues. Dalbar is an independent U.S. company that provides financial services industry research, and publishes a report titled Quantitative Analysis of Investor Behavior. The goal of the … Individuals are lousy investors because of human behaviour

Improvements to the Canada Pension Plan will be beneficial for future retirees. On June 20 the federal government reached an agreement with most provinces that will see CPP benefits increase in the future. This is welcome news to millions of Canadians. CPP started 50 years ago and has not had any significant increase to benefits … Reform of the CPP is a step in the right direction

Investors act differently when they are scared. Most of us don’t like to admit that emotions can control our actions, however, neuroscience tells us a different story. Evidence shows that emotions can play a large role in decision-making and can, at times, lead to choices that are not in our best interests. The recent stock … Stock market’s volatile reaction to Brexit vote is normal

Apple Pay has made a significant step towards becoming your bank. This is just the beginning. The largest Canadian banks have negotiated an arrangement with Apple that allows Apple Pay to participate in retail purchases of $100 or less. Customers will need a recent iPhone or Apple Watch to participate. They can store their credit … Will Apple be your future bank?

  Achieving long-term investing success requires managing your reaction to short-term failures. Most investors consider a failure as a period of time when their investments do not perform as hoped. Human overreaction to disappointment with investment lows often results in selling an investment and not being able to participate in its recovery. Every time we … Investing requires discipline and managing reactions