Articles

Do you fully understand how you pay for investment advice? If you are like many people, the answer is probably no. Changes are coming on how financial advisors are paid. Details of these changes are not known but investment industry participants have been debating this important topic for many years. What we do know is … Embedded commissions debate continues as changes loom

There is a delicate balance between what the government wants to know, and the privacy of Canadian citizens. Especially when it comes to money. Individually, our privacy is important. Collectively however, it is to our advantage that the government understands what is happening in order to regulate commercial activity. Technological advancements have provided new options … Weighing privacy against risks involved with cryptocurrency trends

Sports and business have just negotiated one of the biggest blockbuster deals of all time. At the end of August, it was announced that Toronto’s Air Canada Centre will be renamed Scotiabank Arena. In simple terms, it is out with an airlines company and in with a bank. That change is not exactly breaking news. … Toronto’s Air Canada Centre to be renamed Scotiabank Arena

A strong education is a core value to us individually and it is most definitely a core strategy to maintaining a prosperous economy. Education and success are closely related. For the last several decades we have experienced educational fee inflation. The cost of a post-secondary education has increased, as has the amount of education it … It’s time to rethink strategy for post-secondary education

Much can be learned about the priorities of Canadians when you look at borrowing patterns.  Also, much can be learned about the risks of personal debt.  TransUnion is a credit monitoring firm. It released its Q2 2017 Canadian Industry Insights Report in August showing how Canadians borrow.  The numbers show the Canadian dream of homeownership … Canadians love affair with personal debt continues unabated

Paying for goods and services the old fashion way, with cash, is quickly becoming a thing of the past. An increasing number of customers and businesses find cash to be an inefficient way to do business. When a business collects cash there is a fair amount of important work that goes on in order to … It’s inevitable — We are headed toward a cashless society