Articles

The best time to start saving is when you’re young. The second-best time to start saving is now. Have you heard the expression “pay yourself first”? Pay yourself first is a simple financial planning concept to automatically prioritize your savings. The first thing you do when you get your pay cheque, before anything else, is … Achieve financial self-sufficiency with practice of ‘Pay yourself first’

Investing can be extremely complicated, or really quite simple. I’ll start with the complexities. The world stock markets make up a gigantic trading machine. During 2016, an average of 82 million trades occurred every day, with a daily trading volume of $346 billion (US). Navigating such a high volume of trading, trying to outsmart the … Let’s start talking investments

Just over a year ago, Donald Trump was elected the 45th President of the United States. It was reported that the night of the election the traffic to Canada’s immigration web portal was so intense the site crashed. In the days following, many U.S. travel sites reported an increased interest in one-way tickets to Canada. … Canadian Tech firms reporting increased U.S. job applicants

It seems a lot of news lately has to do with the almighty dollar. During the summer, Federal Finance Minister Bill Morneau introduced a number of proposed tax changes that affected small business owners. There was a ground swell of opposition and suddenly a relatively young Liberal government was in damage control. Philosophically, we all … Lots of news about money

There is an increasing appetite for transparency. People are more curious than ever. This has had implications for you on how your investments are handled. The expectation of the modern-day investor is to better understand the details of investing. Humans have always been curious. As a society, we are used to finding out what we … There is an increasing appetite and expectation for transparency

The largest single asset owned by most Canadians is their house. Many homeowners have debt against their house in the form of a mortgage. Initially, a home buyer combines a down payment and mortgage to purchase their house. Home equity builds as the mortgage is paid off and the market value appreciates. For many, low … Is it time to pay off your mortgage?