Articles

The rules of investing are changing. Finally. The investment statement you receive from your investment dealer is now required to be more transparent. Two new pieces of valuable information will be provided. First, the dollar amount of fees you pay for receiving financial advice will be shown. For some that will be a surprise. Past … New investment disclosure rules a good first step

You might presume when you file your annual income tax the private and sensitive information you provide the government is confidential. Think again. Information released recently under access to information laws expose privacy breaches that have occurred and continue to occur at the Canada Revenue Agency (CRA). In our new world of instant communication, much … Privacy is a very big deal

Start this New Year by making some financial resolutions. Think about what is important to you and then spend some time deciding ways to advance your financial circumstances. The following resolutions are my top four recommendations to consider for 2017.   One. Save. All good financial plans include a savings target. Large purchases made in … New Year’s resolutions… It’s that time of year again

One of the responsibilities investors face is managing the risk of their portfolio. This week’s article is going to use a recent news release by a regulatory body that might help investors anticipate different types of risk. The risk I am referring to has to do with the governance of your investment portfolio. What concerns … The importance of managing your investment portfolio

Politics and good financial judgment are often at odds. An example of this has just happened in British Columbia. It has to do with the Canadian dream of home ownership. Many perspective home buyers across our land are wondering if they should take the plunge and commit themselves to a huge amount of mortgage debt. … B.C.’s no-interest down payment loans and financial reality

The ongoing conversation about how investors should be treated is an embarrassment to the investment industry. The issue is centered on the rights of investors. How should people who invest their life savings be treated by their investment advisors? On one side, there is the regulatory body that proposes financial advisors act in the “best … Should financial advisors be held to a higher standard?