Articles

In simple terms, risk is about the likelihood of something bad happening. Consider the risk on your house. You might have a fire that causes significant or total loss in the value of your house. That could be very expensive. If you have a mortgage, one of the conditions is that you are required to … Let’s talk about risk

Canadians do not trust sharing their personal data. We are among the least trusting in the world.  In my opinion, that is an excellent characteristic to have. Too many people are not diligent enough in protecting their personal data, which can often result in crimes committed against them. Call it “modern-day theft”.  KPMG is a … Canadians less likely to trust sharing personal data

Contributing to a Registered Retirement Savings Plan (RRSP) can be good, but the same can be said of a Tax-Free Savings Account (TFSA). How to choose between the two depends on your circumstances. RRSP contributions are tax deductible so the higher your tax bracket the more beneficial it is to make a contribution. If your … RRSP or TFSA Contribution?

Last week I covered Data Privacy Day, held annually on January 28. In summary, criminals want to steal your personal identity and use that information to steal your financial assets.  Today, I’ll share some tips on how to prevent becoming a victim of cybercrime. The best way is to be proactive. Anticipate how a criminal … Tips to protect yourself from cybercrime

Data Privacy Day is held every year on January 28. This is the day that many countries around the world focus on how technology is impacting our privacy rights and the importance of protecting our personal information. Learning more about the modern-day risks of having our financial assets stolen electronically is in everyone’s best interest. … Data Privacy Day on January 28

Today we are going to take a high-level look at being financially successful. First, let’s define financial success as having the ability to achieve your most important lifetime financial goals.  For many Canadians that includes assisting their children with post-secondary education and planning for a financially secure retirement. Along the way there are other objectives … Both financial planning and investing are important