Articles

Okay it is decision time. How should you manage your investment portfolio? I’m assuming you believe in diversification outside of Canada in order to reduce investment risk. Question: Each year should you predict what country will have the best annual returns and invest there? According to the Dimensional Matrix Book 2019, during 2015 Denmark had … International investing and diversification

Money laundering affects us all, so it is important to understand it and how it harms our lives.  According to the 2019 International Narcotics Control Strategy Report, Canada is one of the world’s major money laundering areas. Transnational organized crime groups are laundering money from “drug trafficking, fraud, corruption, counterfeiting and piracy, and tobacco smuggling”. … Canada’s money laundering problem

Many people who manage their own finances can find it confusing. Trying to find the right adviser can add to that confusion.  Part of the problem is all provinces, except Québec, have no rules or legislation governing the titles various financial people arbitrarily assign themselves. You can call yourself a financial planner because there are … Financial Professionals Title Protection Act, 2019

As a society we are more aware that mental health problems exist. Once a taboo subject it is now more openly acknowledged and discussed.  The Canadian Mental Health Association celebrated Mental Health Week from May 6 – 12. This year’s theme was to #GetLoud about what mental health is. Which, as their website says, “is … Mental health issues can affect financial planning

Do you know what some adult children do after their last living parent dies? They fight. And sometimes they fight big time.   Battles can ignite instantly if assets are distributed unfairly, even if there is a perception of unfair distribution. Making a will is about respecting family values and fairness. It’s not just a simple … Fair wills help avoid resentment during a difficult time

Criminals want to steal your money. You are more vulnerable than you think. Recently I have had several attempts by telephone and over the Internet in what I consider to be an attempt to steal from me. That is the motivation for writing this article and encouraging everyone to always be on guard and protect themselves. … Beware of phone and Internet scams