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Chronological list of articles:

ARTICLE CATEGORIES


  • Retirement Planning
  • Investment Philosophy
  • Fee Transparency
  • Peter's Opinions

ARCHIVES


  • 2019

    • February

      • RRSP or TFSA Contribution?

        February 07, 2019

    • January

      • Tips to protect yourself from cybercrime

        January 31, 2019

      • Data Privacy Day on January 28

        January 24, 2019

      • Both financial planning and investing are important

        January 17, 2019

      • Understanding tax free savings accounts can be profitable

        January 03, 2019

  • 2018

    • December

      • New Year is a good time to tackle your debt

        December 27, 2018

      • A Christmas gift that could last a lifetime

        December 20, 2018

      • DIY investors charged fees for advice not received

        December 13, 2018

    • November

      • Why is it so difficult for people to save?

        November 29, 2018

      • The advantages of the mutual fund structure

        November 22, 2018

      • Money does not make you happier

        November 08, 2018

      • Human brain not built for smart financial decisions

        November 01, 2018

    • October

      • Mutual funds Survivorship

        October 18, 2018

      • Ontario does not support banning DSC fees

        October 11, 2018

      • Making the most of Thanksgiving

        October 04, 2018

    • September

      • Evidence-based investing is highly recommended

        September 27, 2018

      • Do you have an up-to-date will?

        September 20, 2018

      • Parents need to save for their children’s education

        September 13, 2018

      • CRA poll: Wealthy are favoured when it comes to income tax

        September 06, 2018

    • August

      • The importance of adviser communication skills

        August 30, 2018

      • A coffee drinker could become a millionaire

        August 23, 2018

      • Should Canada implement an inheritance tax?

        August 16, 2018

      • Growing old has financial risks

        August 09, 2018

      • Young adult children living at home longer

        August 02, 2018

    • July

      • Cybersecurity risks due to lack of trained specialists

        July 26, 2018

      • Proposed changes to mutual fund fees

        July 19, 2018

      • Planning for retirement: how long will you live?

        July 12, 2018

      • The 411 on mutual fund fees – the news isn’t good

        July 05, 2018

    • June

      • Professional ethics are key to being treated fairly

        June 28, 2018

      • Canadians weigh in on financial stress

        June 21, 2018

      • Don’t be swayed by temporary setbacks

        June 14, 2018

      • Trade wars hurt consumers

        June 07, 2018

    • May

      • Investing in stocks should be done for the long-term

        May 31, 2018

      • Financial literacy doesn’t necessarily mean financial wellness

        May 24, 2018

      • Digital technology – The future of financial advice in Canada

        May 17, 2018

      • RCMP outsources experts to fight white-collar financial crime

        May 10, 2018

      • Tax planning and asset location

        May 03, 2018

    • April

      • Stay vigilant against evolving crime

        April 26, 2018

      • It is human nature to want to speculate

        April 19, 2018

      • Investors 65 years and older need better protection

        April 12, 2018

      • Plan for retirement spending

        April 05, 2018

    • March

      • Secrets and lies: financial infidelity in Canada

        March 29, 2018

      • 2018 TFSA maximum contributions stays the same

        March 22, 2018

      • Budget 2018: a progressive agenda with proposed billions in new spending

        March 15, 2018

      • The importance of women’s financial independence

        March 08, 2018

      • Fraudsters are getting more sophisticated

        March 01, 2018

    • February

      • The CRA is cracking down on tax evasion

        February 22, 2018

      • Planning for retirement is getting more complex

        February 15, 2018

      • Federal government not practicing what they preach

        February 08, 2018

      • New home mortgage stress test

        February 01, 2018

    • January

      • Bank of Canada warns on record household debt levels

        January 26, 2018

      • Reflect on the future with 2018 New Year’s resolutions

        January 11, 2018

      • Robo-Advisor technology to be used by financial advisors

        January 04, 2018

  • 2017

    • December

      • Be prepared: save for a rainy day

        December 28, 2017

      • The gap between government and cryptocurrency a concern

        December 21, 2017

      • Technology – is it working for or against us?

        December 14, 2017

      • Achieve financial self-sufficiency with practice of ‘Pay yourself first’

        December 07, 2017

    • November

      • Let’s start talking investments

        November 30, 2017

      • Canadian Tech firms reporting increased U.S. job applicants

        November 23, 2017

      • Lots of news about money

        November 16, 2017

      • There is an increasing appetite and expectation for transparency

        November 09, 2017

      • Is it time to pay off your mortgage?

        November 02, 2017

    • October

      • A valuable financial lesson from the Sears Canada bankruptcy

        October 26, 2017

      • Financial abuse—the silent partner of domestic violence

        October 19, 2017

      • Identity theft is big business so you need to stay vigilant

        October 12, 2017

      • Scholarship details reveal Sheridan sports are bright

        October 05, 2017

    • September

      • Embedded commissions debate continues as changes loom

        September 28, 2017

      • Weighing privacy against risks involved with cryptocurrency trends

        September 21, 2017

      • Toronto’s Air Canada Centre to be renamed Scotiabank Arena

        September 14, 2017

      • It’s time to rethink strategy for post-secondary education

        September 08, 2017

    • August

      • Canadians love affair with personal debt continues unabated

        August 31, 2017

      • It’s inevitable — We are headed toward a cashless society

        August 24, 2017

      • Research suggests buying time may make you happier

        August 17, 2017

      • Parents give adult children $24k average to move out

        August 10, 2017

      • Canada’s greying population gives rise to financial challenges

        August 03, 2017

    • July

      • Millennials’ financial priorities

        July 27, 2017

      • It’s official… Bank of Canada has finally boosted interest rates

        July 20, 2017

      • Sears Canada’s financial woes – it can happen to anyone

        July 13, 2017

      • Food for thought… Amazon and Whole Foods an investment lesson

        July 06, 2017

    • June

      • Happy Birthday, Canada… we salute all 150 years

        June 29, 2017

      • Financial diversification is good

        June 22, 2017

      • Your home is your castle — maybe your healthcare plan

        June 15, 2017

      • Raising minimum wage a good, and bad, idea

        June 08, 2017

      • Value in monitoring your investments

        June 01, 2017

    • May

      • Standing up for accountability

        May 25, 2017

      • Protections proposed for self-directed investors

        May 18, 2017

      • Ontario government introduces basic income pilot project

        May 11, 2017

      • The dream of home ownership could turn nightmarish

        May 04, 2017

    • April

      • The financial and human sides to soaring house prices

        April 27, 2017

      • High investment industry fees do not result in superior returns

        April 20, 2017

      • Tax season tends to bring out the financial fraud scammers

        April 13, 2017

      • Ontario provincial government moves to protect investors

        April 06, 2017

    • March

      • Without trust, where are we?

        March 30, 2017

      • Big banks facing public relations fiasco on sales tactics

        March 23, 2017

      • Will the 2017 federal budget reflect gender-based analysis as promised?

        March 16, 2017

      • A heart to heart talk about the cost of receiving investment advice

        March 09, 2017

      • Dream of retirement seems elusive for many 55 and older

        March 02, 2017

    • February

      • RRSP contribution season – it’s that time of year again

        February 23, 2017

      • How Canada could benefit from current U.S. presidency

        February 16, 2017

      • Changing how investment returns are reported

        February 09, 2017

      • Have a candid conversation with advisor about mutual funds

        February 02, 2017

    • January

      • For those of you who like to pick stocks – you don’t need to read this

        January 26, 2017

      • New investment disclosure rules a good first step

        January 19, 2017

      • Privacy is a very big deal

        January 12, 2017

      • New Year’s resolutions… It’s that time of year again

        January 05, 2017

  • 2016

    • December

      • The importance of managing your investment portfolio

        December 29, 2016

      • B.C.’s no-interest down payment loans and financial reality

        December 22, 2016

      • Should financial advisors be held to a higher standard?

        December 15, 2016

      • Pension reform, what’s good for some should be good for all

        December 08, 2016

      • How to choose an investment advisor

        December 01, 2016

    • November

      • Disconnect between investor client and investment manager

        November 24, 2016

      • Technology will change financial advice

        November 17, 2016

      • 2016 Presidential election in U.S. not an indicator of future

        November 10, 2016

      • Investors are turning against stock picking

        November 03, 2016

    • October

      • The importance of effective communication for advisors

        October 27, 2016

      • Portfolio diversification is the smartest investment option

        October 20, 2016

      • The dangers of Canada’s real estate bubble will affect us all

        October 13, 2016

      • Canada Savings Bonds could become extinct

        October 06, 2016

    • September

      • Investors’ human nature leans towards pessimism

        September 29, 2016

      • Behavioural finance and the illogic of ‘mental accounting’

        September 22, 2016

      • Behavioural finance and risk tolerance

        September 15, 2016

      • Behavioural finance’s role in investment decisions

        September 08, 2016

      • Investment strategy: a balancing act of risk taking

        September 01, 2016

    • August

      • Contrarian investors: you go your way, I’ll go mine

        August 25, 2016

      • Not all investors are created equally when it comes to risk

        August 18, 2016

      • Making your investment portfolio more profitable with tax planning

        August 11, 2016

      • What the Canadian sale of negative-yield bonds means for investors

        August 04, 2016

    • July

      • New disclosure regulations for investors a positive move

        July 28, 2016

      • The housing market: home sweet home or house of cards?

        July 21, 2016

      • Individuals are lousy investors because of human behaviour

        July 14, 2016

      • Reform of the CPP is a step in the right direction

        July 07, 2016

    • June

      • Stock market’s volatile reaction to Brexit vote is normal

        June 30, 2016

      • Will Apple be your future bank?

        June 23, 2016

      • Investing requires discipline and managing reactions

        June 16, 2016

      • Protecting Investors

        June 09, 2016

      • Investment decisions should be evidence-based

        June 02, 2016

    • May

      • Trust is a critical element to successful investing

        May 26, 2016

      • Buffett: High fees for actively managed funds ‘eat up capital like crazy’

        May 19, 2016

      • Survey shows more younger Canadians worry about money

        May 12, 2016

      • Buffett’s words of wisdom

        May 05, 2016

    • April

      • Obligation to Native residential schools should be honoured

        April 28, 2016

      • The rights of investors should be improved

        April 21, 2016

      • The Panama Papers scandal more intriguing than a Grisham novel

        April 14, 2016

      • Alleged bad advice costs couple close to $50K

        April 08, 2016

    • March

      • Federal budget looked more like Christmas giving

        March 31, 2016

      • RBC change results in higher taxes for some investors

        March 24, 2016

      • Fairness has evaporated from income tax rules: Watson

        March 17, 2016

      • Human pessimism hurts performance of investments

        March 10, 2016

      • Emotional decisions lead to losses; invest in the long term

        March 04, 2016

    • February

      • Advice from retirees to younger generation – start saving early

        February 25, 2016

      • Dementia can be a personal and financial challenge

        February 18, 2016

      • Panic selling of stocks can be expensive for investors

        February 11, 2016

      • Investment industry regulation is stuck in the dark ages

        February 04, 2016

    • January

      • Investing can be an emotional rollercoaster

        January 28, 2016

      • Dealing with stock market declines requires discipline

        January 21, 2016

      • Invest time, effort to increase your abilities

        January 14, 2016

      • Canadians are at risk from government overspending

        January 07, 2016

  • 2015

    • December

      • Canadian debt is a risk, time for the government to lead

        December 31, 2015

      • Christmas – a time to reflect on yourself, too

        December 24, 2015

      • Positive career opportunity for those in their 30s and 40s

        December 17, 2015

      • Pending physician-assisted death legislation may change estate planning

        December 10, 2015

      • Investment guidelines might harm investors

        December 03, 2015

    • November

      • Should gains from the sale of a house be taxed?

        November 26, 2015

      • RRIF rule change presents a tax planning option

        November 19, 2015

      • Remembrance Day: a time to be thankful

        November 12, 2015

      • Mutual fund trailer commissions are a conflict of interest

        November 05, 2015

    • October

      • The challenges and solutions of growing old in Canada

        October 29, 2015

      • Investors can learn a lesson from Canada’s federal election

        October 22, 2015

      • Pension inequality ignored during federal election campaign

        October 15, 2015

      • Using Yogi-isms to learn how to better invest funds

        October 08, 2015

      • Investors should protect themselves against white-collar crime

        October 01, 2015

    • September

      • Some ‘free’ investment courses are a sham

        September 24, 2015

      • It’s risky to borrow when investing

        September 17, 2015

      • August’s stock market decline is a good thing

        September 10, 2015

      • Humans are their own worst enemy when it comes to investing

        September 03, 2015

    • August

      • Millennials should consider moving back home

        August 27, 2015

      • Ontario is helping residents prepare for retirement

        August 20, 2015

      • Prepare like a politician when it comes to financial planning

        August 13, 2015

      • Running out of money is a real risk during retirement

        August 06, 2015

    • July

      • Financial malpractice could torpedo your investment results

        July 30, 2015

      • Bank of Canada interest rate reduction is a significant move

        July 23, 2015

      • Short-term investment predictions do not work

        July 16, 2015

      • Measure twice, cut once when it comes to investing

        July 09, 2015

      • Mutual funds have hidden fees: report

        July 02, 2015

    • June

      • A tale of two investors: one smart and one not

        June 25, 2015

      • Financial illiteracy is your enemy

        June 18, 2015

      • Snowbirds, beware of tax liabilities in the U.S.

        June 11, 2015

      • FIFA scandal should serve as warning

        June 04, 2015

    • May

      • Four simple strategies for successful investing

        May 28, 2015

      • The new financial fee disclosure will be good for investors

        May 21, 2015

      • Procrastination can hurt investors’ financial success

        May 14, 2015

      • Conflict of interest for investment advisors and their clients

        May 07, 2015

    • April

      • Federal budget a political sales pitch

        April 30, 2015

      • Living in your later years can be expensive – plan ahead

        April 23, 2015

      • Tax-Free Savings Account’s increased contribution limits good for Canadians

        April 16, 2015

      • Age can guide decisions on investment

        April 09, 2015

      • Tax-planning ideas to net better investment returns

        April 02, 2015

    • March

      • Research shows many avoid seeking financial advice

        March 26, 2015

      • It’s best to rely on facts, not your mood when investing

        March 19, 2015

      • Downsizing and decluttering are part of life

        March 12, 2015

      • Buffett’s investment sense: good for you but not for T.V. ratings

        March 05, 2015

    • February

      • Don’t overlook the RRSP contribution advantage

        February 26, 2015

      • Hello Retirement…shall we dance?

        February 19, 2015

      • Estate planning 101: prepare a will and renew it

        February 12, 2015

      • The plunge of the dollar will affect many Canadians

        February 05, 2015

    • January

      • Lack of financial consistency, transparency is bad government

        January 29, 2015

      • Sudden collapse of Target stores is a lesson for us all

        January 22, 2015

      • Competition in the banking world is good for consumers

        January 15, 2015

      • Leave emotions at the curb when making investment decisions

        January 08, 2015

      • Try to resist temptation to guess stock market performance

        January 01, 2015

  • 2014

    • December

      • Bank of Canada warns your house may be overvalued

        December 25, 2014

      • Advances in technology are a threat to earning an income

        December 18, 2014

      • Study shows Canadians are living with debt denial

        December 11, 2014

      • Running out of money is the biggest fear of retirement

        December 04, 2014

    • November

      • Financial Stress is keeping Canadians awake at night

        November 27, 2014

      • Landmark decision against misleading manipulation of information

        November 20, 2014

      • New tax proposals a cat-and-mouse game to win votes

        November 13, 2014

      • Look for ways to improve the health of your finances

        November 06, 2014

    • October

      • Seek lower cost options when investing in the market

        October 30, 2014

      • Get a personal rate of return yearly

        October 23, 2014

      • Reassess financial future and reduce personal debt

        October 16, 2014

      • Fund managers turned advisers may be good for investors

        October 09, 2014

      • The new era of financial advice

        October 02, 2014

    • September

      • Generating income from your portfolio

        September 25, 2014

      • Don’t let work lower your quality of life

        September 18, 2014

      • Will technology or investment advisers best serve your needs

        September 11, 2014

      • Using elementary math to plan for a post-secondary education

        September 04, 2014

    • August

      • Focus on own personal investments

        August 28, 2014

      • Holistic view part 2: factors affecting mutual fund returns

        August 21, 2014

      • A holistic view for achieving financial success: Asset Allocation

        August 14, 2014

      • Mutual fund costs influence investment performance

        August 07, 2014

    • July

      • Get the most out of your advisor

        July 31, 2014

      • Financial success requires clear focus

        July 24, 2014

      • Small risks are more significant when it comes to investing

        July 17, 2014

      • Tax-effective investing

        July 10, 2014

      • Managing personal debt

        July 03, 2014

    • June

      • Credit rating agencies hold a lot of power

        June 26, 2014

      • Fund Facts: an improvement for educating investors

        June 19, 2014

      • The role of wealth management

        June 12, 2014

      • Retirement planning should be an ongoing process

        June 05, 2014

    • May

      • Human nature affects poor buy and sell decisions

        May 29, 2014

      • Most investment managers fail to beat the market over long term

        May 22, 2014

      • Why investment clients are firing their financial advisors

        May 15, 2014

      • Why investment clients are firing their financial advisors

        May 15, 2014

      • The Ontario Liberals’ new pension idea good, but administratively inefficient

        May 08, 2014

      • Canadians should be allowed to buy health care in Canada

        May 01, 2014

    • April

      • Don’t be fooled by perceived wealth status

        April 24, 2014

      • Match risk to time when investment funds are needed

        April 17, 2014

      • Incentives for students to file tax returns

        April 10, 2014

      • Avoid making short-term decisions with long-term investments

        April 03, 2014

    • March

      • Over-managing may destabilize investment foundation

        March 27, 2014

      • Over-managing may destabilize investment foundation

        March 27, 2014

      • Don’t wait to plan your retirement income needs

        March 20, 2014

      • Look for good value when shopping for banking services

        March 13, 2014

      • Bad investment advice still is all too common in today’s financial world

        March 06, 2014

    • February

      • Olympic-win formula can be applied to financial planning

        February 27, 2014

      • New government regulation takes aim at bitcoin currency

        February 20, 2014

      • Investors should optimize on wide range of TFSA options

        February 13, 2014

      • Financial priorities keep changing

        February 06, 2014

    • January

      • Alternatives to deferred sales charge

        January 30, 2014

      • Diversification, long-term investing wins in 2013, not predictions

        January 23, 2014

      • Sometimes success when investing takes courage

        January 16, 2014

      • Diversify as bond market is risky to predict

        January 09, 2014

      • Supreme Court ruling may boost individual investor confidence

        January 02, 2014

  • 2013

    • June

      • Celebrating No. 500

        June 27, 2013

      • Tips from Junior Achievement’s financial literacy program

        June 20, 2013

      • Choose the appropriate investment structure to reach goals

        June 13, 2013

      • Senate scandal highlights importance of auditing personal finances

        June 06, 2013

    • May

      • Boomerangers and housing values may affect retirement

        May 30, 2013

      • Actively managed mutual funds continue to disappoint

        May 09, 2013

      • Baby Boomers – will they outlive their capital?

        May 02, 2013

    • April

      • Be proactive at protecting your personal information

        April 25, 2013

      • Illegal tax sheltering affects all Canadians

        April 18, 2013

      • Assessing investment risk – what tools to use

        April 11, 2013

      • Assessing your investment risk

        April 04, 2013

    • March

      • Risk adjusted return

        March 28, 2013

      • Active investment management does not work

        March 21, 2013

      • Be successful at managing your family assets

        March 07, 2013

    • February

      • Real estate price declines

        February 28, 2013

      • Research shows another reason for fee transparency

        February 20, 2013

  • 2012

    • July

      • Change the relationship with your advisor

        July 05, 2012

    • June

      • Summer school: teach your children about finances

        June 28, 2012

    • May

      • The perils of making investment predictions

        May 03, 2012

    • April

      • Enjoy retirement savings

        April 12, 2012

    • March

      • Working into Retirement

        March 15, 2012

      • Beware of hidden fees from investment advisors

        March 01, 2012

    • February

      • Many baby boomers facing retirement risk

        February 16, 2012

      • Power of Attorney

        February 09, 2012

      • Coordinate Health and Wealth Efforts

        February 02, 2012

Beware of hidden fees from investment advisors

Mar 01, 2012

By: Peter Watson, Dollars and Sense

Many baby boomers facing retirement risk

Feb 16, 2012

By: Peter Watson, Dollars and Sense

Power of Attorney

Feb 09, 2012

By: Peter Watson, Dollars and Sense

Coordinate Health and Wealth Efforts

Feb 02, 2012

By: Peter Watson, Dollars and Sense
« 1 … 56 57 58
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