Articles

The truth about investing for the long term got another boost of credibility last year because of the surprisingly strong performance of the U.S. stock market. In 2013 the U.S. stock market had its best year since 1997. The S&P 500 Index increased by over 32 percent. Experts who forecasted the U.S. as being a … Diversification, long-term investing wins in 2013, not predictions

Sometimes success takes courage. This is true in life and it is also true when it comes to investing. Investment returns are volatile. Some years returns are excellent and other years you wish you had never invested at all. The same is true for Canadian pension plans. They have the obligation to pay retired pension … Sometimes success when investing takes courage

The million dollar question these days is when will interest rates rise and how much that increase will cause bonds values to decrease. While bonds are intended to be safe, their potential decline in value is of great concern. They are included in a portfolio to provide security against holding only stocks, which are more volatile. … Diversify as bond market is risky to predict

Canada’s highest court made a significant ruling against several mutual fund companies in favour of hundreds of thousands of individual investors who lost money. The case was about market timing the sale of mutual funds. Fund pricing is completed at 4:00 pm Eastern Time, unlike individual stocks that are priced throughout the day once the … Supreme Court ruling may boost individual investor confidence

This is my 500th article since the Dollars and Sense column began in 1992. It has been rewarding receiving your comments and informing you about practical advice about reaching your personal financial goals. Sometimes I recommend taking action that is different from what current investment industry practices would suggest. Today we will look back at … Celebrating No. 500

Junior Achievement has been promoting the importance of financial literacy for years. Adults can learn from what is being taught to these children from one of their special grade 7 programs. I had the opportunity to spend a day with a grade 7 class at the Pope John Paul II Elementary Catholic School in Glen … Tips from Junior Achievement’s financial literacy program