Articles

Does your out-of-control increasing debt keep you awake at night? It should. The governor of the Bank of Canada, Stephen Poloz, is concerned about soaring home prices and the increasingly high amount of household debt Canadians are accumulating. He says it keeps him awake at night. Debt can be your friend right up until the … Bank of Canada warns on record household debt levels

Making New Year’s resolutions can be a learning experience for us all. It provides an opportunity to reflect on our future and our priorities. My theme this year is governance. How do we manage our financial planning goals? And how do our actions affect those we love? Consider all aspects of your financial life and … Reflect on the future with 2018 New Year’s resolutions

Evolving regulation and advanced technology will change how investments are bought and sold. If you are an investor, this will affect you. Disclosure and transparency requirements in the financial services industry means more information will be collected from you and more disclosure will be provided to you. Buying an investment isn’t as simple as it … Robo-Advisor technology to be used by financial advisors

One thing we do not spend enough time thinking about is putting money aside for emergencies. Most of us think we are immune to bad luck. That is part of human nature. Human nature or not, it is not very practical. Emergency funds, as part of your financial strategy, gives you a buffer when bad … Be prepared: save for a rainy day

Out of the wonderful world of technology has come a major headache for governments around the world. Cryptocurrency has caught the imagination of millions. It is estimated that there are 800 cryptocurrencies in existence. The most talked about today is Bitcoin. Opinions on Bitcoin are as varied as the number of people you ask. Stephen … The gap between government and cryptocurrency a concern

The findings from Statistics Canada’s 2016 General Social Survey suggest that technology may be the culprit for some dissatisfaction in our work-life balance. While two out of three Canadians are satisfied or very satisfied with the relationship between work and personal time, the satisfaction level has decreased by 10 points since this survey was last … Technology – is it working for or against us?