Articles

A question that comes up from time to time is whether it’s a good idea to purchase a specific investment versus a balanced and diversified portfolio consisting of many different investments. For a few months Bitcoin was getting a lot of press. Some wondered if they should invest in it because its value was skyrocketing. … It is human nature to want to speculate

In response to the needs and priorities of aging Ontario investors, the Ontario Securities Commission (OSC) released a report in March titled Seniors Strategy. The OSC defines a senior as 65 or older. In the next 23 years the number of seniors in Ontario will increase to 25 per cent of the population. With age … Investors 65 years and older need better protection

How much money will you need to finance your retirement? That seems to be the question on most people’s minds. One that concerns different ages and stages of life. The number one fear many people have is outliving their money. While we can all agree the future is uncertain, most individuals who think about funding … Plan for retirement spending

Is your spouse or significant other hiding financial information from you? A strong intimate relationship requires open communication from both partners. Unfortunately, this is not always the case when it comes to finances. The Financial Planning Standards Council and Credit Canada commissioned a national Leger poll on financial infidelity. The results may surprise you. According … Secrets and lies: financial infidelity in Canada

The Tax-Free Savings Account (TFSA) contribution limit for 2018 remains at $5,500. Introduced by the federal government in 2009, the TFSA provides a flexible tax-free method of saving. However, a TFSA is more than a savings account. It is an investment account where you don’t pay tax on the capital gains. To be eligible you … 2018 TFSA maximum contributions stays the same

Titled “Equality and Growth: A Strong Middle Class”, the recent federal budget was a contradiction. On one hand thoughtful in its vision for a better Canada but with a proposed $21.5 billion in new spending over five years, lacking a sense of fiscal responsibility. The Trudeau government continued to push for women’s rights. Women are … Budget 2018: a progressive agenda with proposed billions in new spending