Articles

Wealth management will change and evolve in the coming decades, influencing how you receive financial advice. Future change will happen in part because the profile of investment clients will change. A 2014 Credit Suisse survey estimated half of the world’s population was under 30 years old. This group will shape the future. They will earn … The future of wealth management

The trouble with investing is there are so many decisions that have to be made. Are you better to manage your investments yourself or should you select an investment advisor to assist? How do you choose the right advisor? What is your allocation between investing in stocks or bonds? Should you diversify outside of Canada? … Tips on decision-making when investing

Some parents lie and cheat to help their children get admitted to top-ranked universities. In what is now known as the 2019 College Admissions Scandal, the rich and famous paid bribes and had exams altered, among other tactics, to ensure their children were admitted to some of the most prestigious schools in the United States. … High cost of education

Female investors have become a major force in the personal investing business. Financial planners need to take note. According to a report released in March by CIBC World Markets Inc., female investors control $2.2 trillion of personal financial assets. That number is expected to grow to $4 trillion within the next decade. The report is … Female investors are a major force in the financial industry

Canada’s Income Tax Act is an inefficient mess that needs to be radically reformed. It’s too complicated.  There are 40,000 employees at the Canada Revenue Agency. Based on Canada’s population versus the United States, we employ five times more people collecting tax than our American neighbour, on a per capita basis.  A simplified method of … Canada’s Income Tax Act Needs Reform

Sound investment strategies are based on long-term realities, not short-term fads. Unfortunately, human nature can make speculating and guessing too resistible to refuse. In reality, investing is not guesswork. Over the years I have had the opportunity to listen toNobel laureate Eugene Fama speak at investment conferences. Many regard Professor Fama as the person who … Avoid Investment Fads