You are an individual who is either a:
You have decided to be more organized and focused on accumulating wealth. In the long-term you want to achieve financial independence and have the comfort to know your desired lifestyle is achievable.
Your main considerations are when is the best time to retire and what level of lifestyle will you be able to maintain during the long years of retirement. Retirement is all about cash flow and a major concern is the effect of inflation and taxes on your retirement cash flow.
How much of your retirement income will come from your investment assets and what is the best strategy to withdraw funds in the most tax-effective bases. It is critical to monitor what you spend and how your investments perform to ensure you have sufficient funds to last during your lifetime.